Portfolio Analysis
Identify Risk and Opportunity Instantly
JD Power Portfolio Analysis provides lenders with powerful insight into how forecasted residual values compare to actual market performance, allowing you to proactively manage risk and profitability. Built on our trusted methodology and powered by the Model 8.0 Formula, Portfolio Analysis highlights equity position, over and under performance, and segmen- level risk across your lease or loan portfolio.
Core Strengths
Unmatched Forecasting Precision
• Forecasts wholesale values (% of MSRP and $) at 12–60 months for all vehicles
• Provides monthly model-level forecasts (baseline 15k mi/year) with trim-level detail
• Uses PIN data (incentives, options) + APEAL consumer surveys
• Updates are bi-monthly to align with lease cycles
• Product suite: Residual Value Files, Workbench, consulting, portfolio analysis, Stormwatch scenario tool
Business Impact
Reduced Risk, Improved Performance
• Enables evaluation of incentive spend impact on residuals and profitability
• Provides visibility into rental fleet effects on depreciation and risk
• Improves forecasting accuracy by incorporating fuel price-driven demand shifts
• Enables proactive pricing through analysis of used vehicle supply dynamics
• Provides insight into macroeconomic factors shaping portfolio performance and risk
Key Features
Predictive Forecasting
• Connects incentives, brand strength, and performance to residual outcomes
• Applies consumer sentiment data to improve forecast reliability
• Supports EV and ICE analysis, including emerging EV-only manufacturers
• Reflects buyer expectations to better anticipate value retention trends
Market-Driven Modeling
• Combines real-world market signals with evolving consumer demand patterns
• Leverages machine learning to deliver stable, scenario-ready projections
• Integrates macroeconomic trends with detailed vehicle-level attributes
• Accounts for regional pricing, incentives, and shifting market conditions
Continuous Insights
• Enables portfolio-level analysis using multi-month residual projections
• Provides detailed, trim-level visibility for real-world decision making
• Updates regularly to reflect current market dynamics and leasing cycles
Who Portfolio Analysis Is Built For
• Captive finance companies
• Banks & credit unions
• Fleet managers
• Automotive investment firms
