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Disasters Become a Fact of Life for Many U.S. Electric Utility Customers 

In response to the increased frequency and severity of extreme weather events, JD Power expanded its U.S. Electric Utility Residential Customer Satisfaction Study methodology to better understand the impact of weather-related power outages and service disruptions on customers. This Utilities Intelligence Report dives into key data points gathered from JD Power studies to chart the scope of power disruptions throughout the first half of 2025 and identify strategies utilities can use to help mitigate the negative effects of extreme weather on their customers. Data collected in this report is from 2025 and includes weather events from 2024 and 2025.
With AI-Powered Chatbots Coming to Customer Service

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With AI-Powered Chatbots Coming to Customer Service, Are Mortgage Customers Ready? 

Artificial intelligence (AI) is here to stay. Three-fourths of business leaders say they are planning to escalate their AI investments, as they see its potential to redefine customer service and many other business functions. That includes the lending industry, in which AI-powered customer service has already started to establish a foothold and is poised to grow. Are customers ready for the future of AI-driven customer service?
: Financial Services Intelligence Update — September 2024

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VIDEO: Financial Services Intelligence Update — September 2024

As trust and transparency become paramount, servicers are surprisingly thriving amidst challenges, showcasing resilience in customer relationships. In this month’s update, JD Power, Bruce Gehrke, Senior Director of Lending Intelligence and Miles Tullo, Managing Director, discuss the latest insights from the Mortgage Origination Satisfaction Study and Mortgage Servicer Satisfaction Study. Here’s a breakdown of the key highlights:Why Mortgage Originators Face a Satisfaction SlumpBorrower satisfaction with mortgage originators has dropped significantly in 2024, reversing last year’s positive trend. Only 42% of lenders are achieving higher satisfaction scores this year, down from 70% in 2023.Key factors influencing borrower loyalty and advocacy include:Trust: Borrowers need to feel confident they got a good deal.Ease of the process: Simple, fast, and transparent processes resonate with borrowers.Competitive interest rates: While market factors dictate rates, customers expect lenders to remain competitive.“At the end of the day, those interest rates matter, and a customer needs to believe and trust that their lender gave them a good deal,” says Bruce Gehrke.Interestingly, digital tools—despite heavy investment—are not delivering the highest customer satisfaction. Traditional, human-centered service models continue to outperform digital-first approaches.Mortgage Servicers Thrive Despite Rising ChallengesMortgage servicers are seeing a notable increase in satisfaction, even among financially vulnerable customers. Trust plays a vital role, especially when servicers aim to retain customers for refinancing opportunities.The top factors driving servicing satisfaction include:Minimal interactions: Customers prefer smooth experiences with few issues requiring service intervention.Transparency: Clear communication about fees and escrow accounts is crucial in building trust.Escrow management: Rising insurance premiums and property taxes put pressure on servicers to manage escrow accounts effectively.How Declining Rates Will Reshape the MarketAs elevated interest rates reduce transaction volumes, the mortgage market is undergoing rapid changes. However, as rates begin to decline:The refinance market may experience a resurgence, with direct-to-consumer models gaining the most traction."Trade-up" borrowers—those who have been reluctant to sell due to low-interest mortgages—may re-enter the market. Where can you find more insights like this? Stay up to date on the latest mortgage customer satisfaction insights with JD Power. Discover key trends and performance metrics in the Mortgage Origination Satisfaction Study and the Mortgage Servicer Satisfaction Study, covering the experiences of thousands of borrowers and homeowners. RecEIVE our Upcoming Press ReleasesMore About These Experts Bruce Gehrke is the Director of Lending Intelligence at JD Power, overseeing including the Mortgage Origination Satisfaction Study and Consumer Lending Satisfaction research. He develops client improvement strategies based on data analytics and has built consulting relationships with leading asset managers and mortgage lenders.Miles Tullo is the managing director of the JD Power Financial Services team. He oversees the company’s consumer payments program, focusing on point-of-sale choice and non-credit card payment methods. Drawing from over 20 years of experience in both payments and mortgage lending, Miles brings valuable expertise to clients.
Woman on laptop lights on|Consumer perception data|Utility Customers data

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How Serious is Climate Change and What Can Be Done to Address It? For U.S. Electric Utility Customers, Answer Depends on Where They Live

Most electric utility customers in the United States acknowledge that climate change is a real phenomenon, but few believe there is much that can be done about it, according to new JD Power research into consumer awareness, support, and engagement with utility sustainability efforts. Beneath the nationwide average, however, variation exists on a state-by-state basis.
person filling up a glass of water at a sink

News

As Americans Focus on Water Quality, These States Boast the Best

Utilities Intelligence Report June 2023 As Americans Focus on Water Quality, These States Boast the Best Water season has arrived. Whether it’s a condensation-soaked glass on a hot day, a glistening pool filled to the brim, or a cleansing shower after hours at the beach, summer is a time when Americans interact the most with the water from their taps. As the United States approaches Summer 2023, the quality of drinking water has become a hot topic. Years after water crises in various U.S. cities, federal regulators are now taking unprecedented action in cracking down on PFAS chemicals to ensure safer, higher quality water for residents. Of course, some states are further ahead in that fight than others. And even though some have to contend with a number of factors – from varying availability of natural resources to different water sources – many utilities are working hard to ensure quality water that is delivered reliably and billed easily, all from a utility that communicates well with its customers. Methodology To determine which states have the best tap water, JD Power analyzed feedback from customers of water utilities regarding their experiences in six factors: quality and reliability; price; conservation; billing and payment; communications; and customer service. Of those six factors, this analysis focuses on customers’ feedback on which states have the best quality and reliability. The study tracked customers in all 50 states and the District of Columbia. To be eligible to be ranked, states represented must have a water utility that serves a minimum of 400,000 residential customers as well as a minimum 100 survey respondents. In the study, the relative importance of each attribute on overall quality and reliability is derived using JD Power proprietary index methodology. These importance weights are then applied to customer ratings to create a score that ranges from 100 to 1,000 points. The Blue (Water?) State After analyzing the data, Kentucky ranks highest with a score of 768 (on a 1,000-point scale). A hallmark of the Blue Grass State’s success: Kentucky’s performance at the tap was so good that Louisville Water was actually able to trademark its tap water (called Louisville Pure Tap®), a feat some states would not dare to attempt. Kentucky 808 Washington 808 New York 801 Oregon 796 Kansas 795 Massachusetts 793 Connecticut 789 Minnesota 788 Virginia 785 Hawaii 782 Washington State finishes in a virtual tie with Kentucky, as residents made note of their willingness to drink tap water. More than half (55%) of Washington State residents said they always drink tap water, which ranks among the highest in the country. New York places third, thanks in large part to recent infrastructure improvements made throughout the Empire State. Bottom of the Barrel Unfortunately, not every state’s utility is hitting those high marks when it comes to overall satisfaction with public water supplies. While most of the lower-ranked states were close to the meaty part of the satisfaction curve, there is a precipitous drop toward the bottom of the list. Alabama, which had an quality and reliability score of 701, was the lowest-ranking state in the analysis, struggling in virtually every category evaluated. Indiana 756 Arizona 750 Mississippi 750 Ohio 748 Pennsylvania 748 Texas 737 New Mexico 731 Oklahoma 726 Maryland 721 Alabama 701 Glass Half Full As more Americans have become dedicated to conservation efforts, there has been renewed customer interest in the quality of the water in the home. For example, refillable water bottles have become a fixture in homes and offices around the country, but those are only as good as the water that goes in them. Even with the help of filters from the likes of Britta and ZeroWater, customers must know that their utility is working for them to provide as pure of a water supply as they can, while offering clear communication, billing, and reliable overall service. There are plenty of states that are achieving those standards, but some remain woefully behind. And with regulators starting to shine a microscope on water quality, now has never been a better time for utilities to ask the tough questions about how they can improve and rise to the occasion to deliver a better product. Find Out More This Utilities Intelligence Report is based on responses from 36,833 residential water utility customers nationwide and was fielded from June 2022 through March 2023. It was authored by Ramah Vaughn, director of utilities intelligence at JD Power. Please contact us at the numbers below to connect with Mr. Vaughn or to learn more about the underlying research. Media Contacts Brian Jaklitsch; East Coast; 631-584-2200; [email protected] Geno Effler, JD Power; West Coast; 714-621-6224; [email protected]

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