U.S. Property Claims Satisfaction Study

Improve the Experience That Defines Policyholder Trust The Property Claims Satisfaction

The U.S. Property Claims Satisfaction Study analyzes how customers perceive their insurer’s performance across the entire property claims journey—from first notice of loss (FNOL) through repair and settlement. It provides clear, data-driven insights into how carriers can improve satisfaction, retention, and advocacy during one of the most critical moments in the customer relationship.

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What the Study Measures

A Complete Benchmark of the Property Claims Experience

Evaluates claims experience across eight core dimensions:

• Fairness of the claim settlement
• Level of trust
• Time to settle the claim
• People (adjuster experience, professionalism)
• Digital channels
• Communication quality (“how and when I want”)
• Ease of starting the claim
• Ease of resolving the claim

Includes:

• Verified customer feedback
• Wave reporting for in-year tracking
• Annual award recognition
• Competitive benchmarks and segment comparisons

how it works

How the Property Claims Study Works

• Uses verified customer feedback across the full property claims lifecycle
• Measures satisfaction with digital and human interactions, settlement fairness, communication, and resolution
• Benchmarks performance against national competitors
• Identifies gaps in service delivery and customer experience

Core Strengths

Better Claims, Higher Trust

• Identifies operational and communication gaps driving dissatisfaction
• Connects claims performance to retention and advocacy outcomes
• Helps prioritize improvements that reduce friction and increase transparency
• Positions carriers for recognition as top claims performers

Business Impact

Claims Experiences That Build Trust

• Improve customer confidence during critical property loss events
• Identify breakdowns across communication, settlement, and resolution
• Support consistent service quality across digital and human touchpoints
• Reinforce brand trust through fair, transparent claims handling
• Strengthen retention following high-emotion service interactions

Key Dates

2026

Field Start: December 2024
Wave 1 Publish: June 25, 2025
Wave 2 Publish: October 15, 2025
Wave 3 Publish: March 10, 2026
Press Release: March 17, 2026

2027

Field Start: December 2025
Wave 1 Publish: June 24, 2026
Wave 2 Publish: October 14, 2026
Wave 3 Publish: March 9, 2027
Press Release: March 16, 2027

Press Release & Award Information

JD Power issues national press releases highlighting key findings and top-to-bottom rankings from award-eligible studies. The brand(s) that rank highest in each award-eligible segment and meet predetermined award criteria will have the opportunity to enter into a licensing agreement through the JD Power Awards Program, which requires subscribing to the study as a prerequisite.

Three identical JD Power awards made of clear glass with gold bases and text. Each award features the JD Power logo and the phrase 'The Voice of The Customer'.

Profiled Brands

2026 Brands Targeted to be Profiled

Final profiled list will be available upon study publication

Allstate
American Family
Amica
Auto
Club Group (AAA)
Automobile Club of Southern California (AAA)
Auto-Owners Insurance
Chubb
Cincinnati Insurance
COUNTRY Financial
CSAA Insurance Group (AAA)
Erie Insurance
Farm Bureau Financial Services
Farmers
Foremost
Frontline Insurance
Homesite
Liberty Mutual
Mercury
National General
Nationwide
Progressive Home
PURE Insurance^
Safeco
State Farm
The Hanover
The Hartford
Tower Hill Insurance
Travelers
Universal Direct
USAA^^

^^Not rank eligible

2027 Brands Targeted to be Profiled

Final profiled list will be available upon study publication

Allstate
American Family
Amica
Auto
Club Group (AAA)
Automobile Club of Southern California (AAA)
Auto-Owners Insurance
Chubb
Cincinnati Insurance
COUNTRY Financial
CSAA Insurance Group (AAA)
Erie Insurance
Farm Bureau Financial Services
Farmers
Foremost
Homesite
Liberty Mutual
Mercury
National General
Nationwide
Progressive Home
Safeco
Shelter Insurance
State Farm
The Hanover
The Hartford
Tower Hill Insurance
Travelers
Universal Direct
USAA^^

^^Not rank eligible

Three professionals in a meeting, two listening intently while a laptop displays data visualizations on a white table.

Who should use it

Built for Claims, CX, and Operations Leaders

• Claims executives
• Operations leaders
• Customer experience strategists
• Transformation teams focused on automation and communication

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Insights Available at a Touch of a Button

Subscribers to this study have full access to benchmark reporting, competitor analysis, and more with PowerSource.

Ready to power what’s next?

Whether you’re launching new models, improving dealer performance, or advancing finance and insurance strategies, JD Power is ready to help you make smarter decisions – with confidence and clarity.